What is Baccarat?
Baccarat is an elegant card game that's simple to learn but exciting to play. The game involves betting on whether the Player or Banker hand will be closer to 9, or if they'll tie. It's a game of pure chance with no skill required, making it perfect for beginners.
How to Play
- Place Your Bet - Choose Player, Banker, or Tie
- Cards Are Dealt - Two cards each to Player and Banker
- Calculate Values - Cards 2-9 = face value, 10/J/Q/K = 0, Ace = 1. Only last digit counts (e.g., 15 = 5)
- Third Card Rules - Additional cards may be dealt based on specific rules
- Determine Winner - Hand closest to 9 wins. Tie pays 8:1
Common Variants
- Punto Banco - Most common variant, fixed rules
- Speed Baccarat - Faster-paced version
- VIP Baccarat - Higher limits for high rollers
Tips & Etiquette
- Banker bet has the lowest house edge (1.06%)
- Avoid Tie bets due to high house edge (14.4%)
- Set a budget before playing
- Enjoy the elegant atmosphere and social interaction
FAQ
The Banker bet has the lowest house edge, making it the most favorable option over time.
A 5% commission is applied to Banker wins to balance its statistical advantage. Some tables use different payout rules instead of commission.
Cards 2-9 count as face value, 10/J/Q/K count as 0, and Aces count as 1. Only the last digit is used (e.g., 15 becomes 5).
Baccarat is primarily a game of chance. There are no player decisions after the bet is placed, so outcomes are determined by the deal.
You may see streaks on the scoreboards, but each hand is independent. Use trends for entertainment, not prediction.